About us
We’re building India’s most trusted credit guide.
ScoreJano is an independent, user-first platform that helps you understand, improve, and optimize your credit profile — without the spam, without the upsells, without the jargon.
Founder story
Like millions of young Indians, our founder was rejected for a credit card at 23 — not because of bad credit, but because of no credit. The process of figuring out how scores worked, which cards were honest, and which loans were actually affordable took years. ScoreJano is the resource we wish we had then.
Today, we combine modern technology with hard-earned financial wisdom to help every Indian — from college students to senior professionals — make smarter borrowing decisions.
Mission
Help every Indian understand their credit and unlock better financial opportunities through clear, unbiased guidance.
Vision
A future where credit decisions feel like personal coaching — not a maze of fine print and cold-call sales pitches.
Values
User-first. Transparent. Educational. We rank by fit, never by commission, and we say no to deceptive design.
Why trust ScoreJano
Unbiased recommendations
We rank cards and loans by fit to your profile, not by the highest commission. Every recommendation explains why it matches you.
Bank-grade privacy
Your data is encrypted in transit and at rest. We never sell personal information — ever.
India-specific
Built for Indian incomes, bureaus (CIBIL, Experian, Equifax, CRIF), and lender practices — not a generic US template.
Educational first
We’d rather you skip a product than buy the wrong one. Every guide is reviewed for accuracy.